feat(config): add BD_NO_INSTALL_HOOKS environment variable to disable git hook installation (#500)

* feat(config): add no-install-hooks config to disable git hook installation

Add `no-install-hooks` boolean config that prevents git hook installation
during `bd init`. This can be set via:
- Environment variable: BD_NO_INSTALL_HOOKS=1
- Global config: ~/.config/bd/config.yaml with `no-install-hooks: true`
- Local config: .beads/config.yaml with `no-install-hooks: true`

The existing `--skip-hooks` flag continues to work and takes precedence.
Default behavior unchanged: hooks install by default.

* docs: add no-install-hooks to configuration documentation

- Add no-install-hooks to Supported Settings table in CONFIG.md
- Add example in config file section
- Add "Disabling Hook Installation" section to GIT_INTEGRATION.md
  with examples for flag, env var, and config file methods

docs/CONFIG.md

@@ -34,6 +34,7 @@ Tool-level settings you can configure:
 | `no-daemon` | `--no-daemon` | `BD_NO_DAEMON` | `false` | Force direct mode, bypass daemon |
 | `no-auto-flush` | `--no-auto-flush` | `BD_NO_AUTO_FLUSH` | `false` | Disable auto JSONL export |
 | `no-auto-import` | `--no-auto-import` | `BD_NO_AUTO_IMPORT` | `false` | Disable auto JSONL import |
+| `no-install-hooks` | `--skip-hooks` | `BD_NO_INSTALL_HOOKS` | `false` | Skip git hook installation during `bd init` |
 | `db` | `--db` | `BD_DB` | (auto-discover) | Database path |
 | `actor` | `--actor` | `BD_ACTOR` | `$USER` | Actor name for audit trail |
 | `flush-debounce` | - | `BEADS_FLUSH_DEBOUNCE` | `5s` | Debounce time for auto-flush |
@@ -59,6 +60,10 @@ flush-debounce: 10s
 # Auto-start daemon (default true)
 auto-start-daemon: true
 
+# Disable git hook installation during bd init
+# (useful if you manage hooks with pre-commit, husky, etc.)
+no-install-hooks: true
+
 # Daemon log rotation settings
 daemon-log-max-size: 50      # MB per file (default 50)
 daemon-log-max-backups: 7    # Number of old logs to keep (default 7)

docs/GIT_INTEGRATION.md

@@ -251,11 +251,33 @@ See [PROTECTED_BRANCHES.md](PROTECTED_BRANCHES.md) for complete setup guide, tro
 
 ### Installation
 
+Git hooks are installed automatically during `bd init`. To install manually:
+
 ```bash
 # One-time setup in each beads workspace
 ./examples/git-hooks/install.sh
 ```
 
+### Disabling Hook Installation
+
+If you prefer to manage git hooks separately (e.g., using pre-commit, husky, or your own hook manager), you can disable automatic hook installation:
+
+```bash
+# Via command-line flag
+bd init --skip-hooks
+
+# Via environment variable (useful for CI/scripts)
+BD_NO_INSTALL_HOOKS=1 bd init
+
+# Via global config (~/.config/bd/config.yaml)
+no-install-hooks: true
+
+# Via project config (.beads/config.yaml)
+no-install-hooks: true
+```
+
+**Precedence:** `--skip-hooks` flag > `BD_NO_INSTALL_HOOKS` env var > config file > default (install hooks)
+
 ### What Gets Installed
 
 **pre-commit hook:**