Add template support for issue creation (bd-164b)

- Built-in templates: epic, bug, feature (embedded in binary)
- Custom templates in .beads/templates/ (override built-ins)
- Commands: bd template list/show/create
- Flag: bd create --from-template <name> "Title"
- Template fields: description, type, priority, labels, design, acceptance
- Security: sanitize template names to prevent path traversal
- Flag precedence: explicit flags override template defaults
- Tests: template loading, security, flag precedence
- Docs: commands/template.md and README.md updated

Closes bd-164b

Amp-Thread-ID: https://ampcode.com/threads/T-118fe54f-b112-4f99-a3d9-b7df53fb7284
Co-authored-by: Amp <amp@ampcode.com>

cmd/bd/templates/bug.yaml

@@ -0,0 +1,56 @@
+# Built-in template for bug reports
+name: bug
+description: |
+  ## Summary
+  
+  [Brief description of the bug]
+  
+  ## Steps to Reproduce
+  
+  1. Step 1
+  2. Step 2
+  3. Step 3
+  
+  ## Expected Behavior
+  
+  [What should happen]
+  
+  ## Actual Behavior
+  
+  [What actually happens]
+  
+  ## Environment
+  
+  - OS: [e.g., macOS 15.7.1]
+  - Version: [e.g., bd 0.20.1]
+  - Additional context: [any relevant details]
+  
+  ## Additional Context
+  
+  [Screenshots, logs, or other relevant information]
+
+type: bug
+priority: 1
+labels:
+  - bug
+
+design: |
+  ## Root Cause Analysis
+  
+  [Describe the underlying cause once identified]
+  
+  ## Proposed Fix
+  
+  [Outline the solution approach]
+  
+  ## Impact Assessment
+  
+  - Affected features: [list]
+  - Breaking changes: [yes/no and details]
+  - Migration needed: [yes/no and details]
+
+acceptance_criteria: |
+  - [ ] Bug no longer reproduces with original steps
+  - [ ] Regression tests added
+  - [ ] Related edge cases tested
+  - [ ] Documentation updated if behavior changed

cmd/bd/templates/epic.yaml

@@ -0,0 +1,51 @@
+# Built-in template for creating epics
+name: epic
+description: |
+  ## Overview
+  
+  [Describe the high-level goal and scope of this epic]
+  
+  ## Success Criteria
+  
+  - [ ] Criteria 1
+  - [ ] Criteria 2
+  - [ ] Criteria 3
+  
+  ## Background
+  
+  [Provide context and motivation]
+  
+  ## Scope
+  
+  **In Scope:**
+  - Item 1
+  - Item 2
+  
+  **Out of Scope:**
+  - Item 1
+  - Item 2
+
+type: epic
+priority: 1
+labels:
+  - epic
+
+design: |
+  ## Architecture
+  
+  [Describe the overall architecture and approach]
+  
+  ## Components
+  
+  - Component 1: [description]
+  - Component 2: [description]
+  
+  ## Dependencies
+  
+  [List external dependencies or constraints]
+
+acceptance_criteria: |
+  - [ ] All child issues are completed
+  - [ ] Integration tests pass
+  - [ ] Documentation is updated
+  - [ ] Code review completed

cmd/bd/templates/feature.yaml

@@ -0,0 +1,60 @@
+# Built-in template for feature requests
+name: feature
+description: |
+  ## Feature Request
+  
+  [Describe the desired feature]
+  
+  ## Motivation
+  
+  [Why is this feature needed? What problem does it solve?]
+  
+  ## Use Cases
+  
+  1. **Use Case 1**: [description]
+  2. **Use Case 2**: [description]
+  
+  ## Proposed Solution
+  
+  [High-level approach to implementing this feature]
+  
+  ## Alternatives Considered
+  
+  - **Alternative 1**: [description and why not chosen]
+  - **Alternative 2**: [description and why not chosen]
+
+type: feature
+priority: 2
+labels:
+  - feature
+
+design: |
+  ## Technical Design
+  
+  [Detailed technical approach]
+  
+  ## API Changes
+  
+  [New commands, flags, or APIs]
+  
+  ## Data Model Changes
+  
+  [Database schema changes if any]
+  
+  ## Implementation Notes
+  
+  - Note 1
+  - Note 2
+  
+  ## Testing Strategy
+  
+  - Unit tests: [scope]
+  - Integration tests: [scope]
+  - Manual testing: [steps]
+
+acceptance_criteria: |
+  - [ ] Feature implements all described use cases
+  - [ ] All tests pass
+  - [ ] Documentation updated (README, commands)
+  - [ ] Examples added if applicable
+  - [ ] No performance regressions